2026-01-22

Set up and maintain a budget for your startup

A simple operating budget framework founders can stick to when every dollar has a job.

A startup budget should name three buckets: keep-the-lights-on, grow-the-pipeline, and buffer. Everything else is a debate for later.

Revisit the budget when headcount, rent, or CAC moves — not only at quarter-end. Small drifts compound into runway surprises.

NovaBank accounts make it easy to practice transfer discipline and keep operating cash organized.